The Mortgage Minute:
A Better Credit Profile Can Mean HUGE Savings - Free Tips!
Keeping up with good credit can help you get better interest rates for mortgage loans, cars, and more. A bad credit history can leave you borrowing at ridiculous interest rates and bad terms that you'll find are hard to get out of.

Before signing a contract with a credit repair service, be aware of your options. Here are some important tips:
Read the full story at DebtSteps.com

If you're considering a home purchase or refinance, now is the time to take action! Check out the "Resource Center" in the left-hand column of this newsletter for an interactive online tool that can help answer just about any mortgage or real estate related question.

Funny YouTube Video of the Month:
Scare Tactics - "The Human Rat" Hidden Camera Prank!
Watch this video and enjoy as an animal-lover makes his way through an "animal research" laboratory and finds terror around every corner! Be sure to forward this newsletter to family and friends that might also get a kick out of this outrageous video.
Watch the video clip at YouTube.com

Business News:
Cars with Solar Panels to Boost Energy Efficiency?
Toyota is playing with the idea to equip upcoming Prius hybrids with solar panels to improve the energy efficiency of the car.
Read the full story at TGDaily.com

Entertainment News:
New Release - Batman: The Dark  Knight
The newest addition to the Batman movie series brings the Joker back into the mix and is sure to have fans, old and new alike, marveling at the special effects and storyline.
Watch the 2 minute movie trailer at YouTube.com

Recipe of the Month:
Chinese Napa Cabbage Salad
This light summer salad dish is delicious and relatively easy to make. If you're interested in a salad that's a little different than the traditional salads you grew up with, this recipe will be perfect for you!
Read the full recipe at AllRecipes.com

Interesting Article of the Month:
Man Flies 200 Miles in Lawn Chair Rigged with Helium Balloons!
Using his trusty BB gun to help him return to Earth, a 48-year-old gas station owner flew a lawn chair rigged with helium-filled balloons more than 200 miles across the Oregon desert Saturday, landing in a field in Idaho.
Read the full story at Yahoo News

Child Safety On the Web for July 2008:
Printable Family Contracts for Online Safety
There are lots of “rules” on how kids (and parents) should use the internet. The most important rule is that parents and kids agree to a set of criteria.
Here are two pledges that kids and parents can take. They should be printed out, signed by both kids and parents, and posted near the computer.
Access and print these contracts at SafeKids.com

Funny Dumb Criminal Story:
What in the World Was This Guy Thinking?
A 52-year-old Milwaukee-area man has been accused of faking heart attacks to avoid paying restaurant bills and cab fares.
 
Police say the Waukesha man took a cab to a mall Monday and pretended to have a heart attack. The cab driver left unpaid.

Authorities say the man then ran up a $23 bill when he had a steak dinner at Applebee's. He again pretended to have a heart attack.

This time the fire department took him to a hospital. A doctor there recognized the man as having pulled the same stunt in the past few weeks.

He was charged Thursday with defrauding a restaurant as a habitual criminal. He could get up to nine months in prison and a $10,000 fine.

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